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Rene Azokli

Rene Azokli
CEO, PADME
Cotonou, Republic of Benin
Advisor for the International Year of Microcredit 2005

“No one was born poor. One becomes poor. Poverty is therefore a behavior. Poverty is the result of a set of collective and individual behaviours. If poverty is a behaviour, then the fight against poverty can be effective only if it takes into account the change of the poor’s behavior. Microcredit is an effective means to change the poor’s behavior because it helps boost the entrepreneurial spirit of poor people. Microcredit is therefore a powerful tool in the fight against poverty.”

En français
“On ne naît pas pauvre. On le devient. La pauvreté est donc un comportement. Il est le résultat d’un ensemble de comportements collectifs et individuels. Si donc la pauvreté est un comportement, la lutte contre la pauvreté ne peut être efficace que si elle prend en compte le changement de comportement des pauvres. Le microcrédit est un bon moyen de changer le comportement des pauvres parce qu’il permet de réveiller et de développer l’esprit d’entreprise des pauvres. Le microcrédit est donc un puissant outil de lutte contre la pauvreté.”

René Azokli is Chairperson of Consortium Alafia, the microfinance network of Benin. He also serves as the Chief Executive Officer of PADME, a leading microfinance institution in Benin. He has been with PADME since 1993 and began work there as a loan officer. He has extensive consulting experience with local and international organizations on projects to develop microfinance in Africa. Since 2000, he has been a member of the Board of Trustees of Women’s World Banking (WWB), an international microfinance organization. He was elected to the Board of AFMIN in 2000, and holds the position of Chair.

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Assaad Jabre

Assaad Jabre,
Acting Executive Vice President,
International Finance Corporation
“The poor deserve access to essential financial services just like everyone else. With it, they have a much better chance of working their way out of poverty and gaining a base for self-sufficient living. We applaud the Year of Microcredit for helping focus the world's attention on this crucial concept, and we are committed to working with our partners in the banking industry and development community on bringing microfinance closer into the mainstream of the financial services industry throughout the developing world.”
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