International Year of Microcredit 2005
 
         
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  Hello [Your friend's name],
Your friend [Your name] has sent you this email to show you one of the Microcredit stories available on our website at http://www.yearofmicrocredit.org/.
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Gloria Caramat and Beth Sabinian Gloria Caramat and Beth Sabinian, Philippines
A Blooming Business

Gloria Caramat and Beth Sabinian started a floral landscaping business in the Philippines in 1990. With a small business loan from the Center for Agriculture and Rural Development (CARD), Gloria and Beth expanded their business. They now have two properties where their flowers—as well as their business—are blooming. They sell primarily to landscapers and real estate developers. Gloria and Beth are now considering taking a larger loan to help pay for a jeep, which they will use to bring their flowers to new customers. This, they hope, will reduce delivery costs.