International Year of Microcredit 2005
Definition: Unbanked

people who have no access to financial services (including savings, credit, money transfer, insurance, or pensions) through any type of financial sector organization such as banks, non-bank financial institutions, financial cooperatives and credit unions, finance companies, and NGOs. Implicit in this definition is that financial services are usually available only to those individuals termed "economically active" or "bankable".

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