FINCA provides financial services to the world's
poorest families so they can create their own
jobs, raise household incomes, and improve their
standard of living. We deliver these services
through a global network of locally managed,
self-supporting institutions. As a provider of
financial services to low-income families, we
offer small loans and a savings program to those
turned down by traditional banks, believing that
even the poor have a right to financial services.
With these loans, families can invest in, and
build, their own small businesses and their income-earning
capacity.
"Poverty is not a cruel inevitability but
an unnecessary evil which can be banished by our
combined will, resources and ingenuity. Microcredit
provides the poor with the opportunity to work their
way out of poverty. Unlike handouts, which only weaken
the dignity of the recipient, microloans build discipline,
responsibility and the self-confidence that comes
from creating one's own business. At FINCA, we operate
under a common assumption that people everywhere
deserve the chance to make a better life for themselves
and their children. Providing them with that chance
through access to microcredit is our mission in life,
and to the extent we succeed, we swell the ranks
of the peacemakers."
-- Rupert Scofield, Executive Director, FINCA International